Financial growth, however, is a process, that requires a level of monetary maturity rather than momentary monetary madness.” There is nothing wrong with making money. There is nothing “unspiritual” about attaining a high level of wealth. God created a rich universe and he didn’t intend for us to be lacking in any area of our lives. There is a difference, however, between the “American Dream” and the “American Scheme”. The “dream” is based on purpose. The “dream” has a balance between giving and receiving. The “dream” showcases your blessings, gifts and talents. The “scheme” is based in greed and exhibits an imbalance that is weighted towards “getting”.  The “scheme” distorts your blessings, gifts and talents and exposes your weaknesses, limitations and disabilities. The “dream” is a PowerShift. The “scheme” is powerlessness. When the only goal is making money, monetary madness creates an environment rich with poor decisions. Or, to put in another way, the decision to be poor. Greed blurs the vision and distorts the judgment. Often times, in the publicity and propaganda of the fast track to making money, average  hard- working people utilize their retirement accounts, the savings for the children’s education and even their primary residences to attain the promised wealth. What seems like a “calculated risk” is actually a high stakes gamble. There is nothing “calculated” about jeopardizing your financial future.  How do your overcome a level of madness and immaturity in your relationship with money. Recognize that money is a tool. (next post: Money as a Tool)